Overdraft Loan

Overdraft Loan
The Co-op. Bank of Mehsana Ltd. offers a flexible Overdraft Loan facility designed to meet your short-term financial needs. Whether it's working capital requirements, business expenses, or personal financial gaps, our overdraft loan provides instant liquidity against your eligible security or account.

Key Features:

✅ Flexible Limit: Based on income, account conduct, or security pledged

✅ Interest Charged Only on Utilized Amount

✅ Revolving Credit Facility — repay and reuse within the sanctioned limit

✅ Quick Processing & Minimum Documentation

✅ Secured & Unsecured Options Available (subject to eligibility)

Eligibility:

• Individuals, businessmen, professionals, and firms maintaining accounts with the bank
• Satisfactory repayment history and credit profile

Documents Required:

• KYC documents (ID & address proof)
• Income proof / IT returns / bank statements
• Security documents (if applicable)

Why Choose Us?

• Transparent terms
• Competitive interest rates
• Personalized service
• Trusted local banking partner

For more information or to apply, visit your nearest branch of The Co-op. Bank of Mehsana Ltd.